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Terms of Use

Welcome to our website. Please read the terms of use of the website carefully, as they are applicable to use of this website. If you continue to use this website, you are agreeing to be bound by the terms and conditions of use, together with our privacy policy. If you disagree to any of these terms and conditions, please do not use our website.

The term 'us' or 'we' refers to the owner of the website, and the term 'you' refers to viewer or user of the website.

The use of this website is subject to the Terms of Use as follows:

The content of the pages of this website is meant ‘only’ for your general information and use, and is subject to change without notice. Neither we, nor any third parties offer any warranty or guarantee pertaining to accuracy, timeliness, completeness, performance, or suitability of the information found on this website for any particular purpose. You agree that such information may contain inaccuracies or errors and we expressly exclude any liability for such inaccuracies or errors to the fullest extent permitted by law.

Your use of any information on this website is entirely at your own risk, for which, we shall not be liable. It shall be your own responsibility to ensure that any information, products, or services in this website meets your specific requirements.

This site is an information site only. The content of the site does not constitute advice or recommendation, and should not be relied upon in making any decision pertaining to investments or any other matter. You should consult your own professional advisor before exercising any investments or entering into contractual obligations, financial or otherwise, rather than solely deciding based on information on this site. Unless otherwise specified, the materials published in our website are solely for your personal, private and non-commercial use.

Third parties

Some information that appears on this site may be supplied by third parties. Any opinions, advise statements, or such information expressed on the site or through the services are those of authors only, and does not reflect the views of the website.


The website may offer links to other sites, operated by other entities, over which, this website has no control or connection. These links are provided for your convenience and for offering further information. These sites are external and we do not guarantee the information, content, services or goods on any such external site, and do not accept responsibility for the information, content, goods or services or privacy practices on any external site, or for breach of laws or damages occurred when you use such external sites. They do not signify that we endorse the linked website.

Contribution to the website

By submitting suggestions, ideas, documents, and/or proposals through suggestion or feedback web pages, you acknowledge and agree that your contributions do not contain confidential or proprietary information. Your contributions automatically become the property of this website without any obligation of the website to you. You are not entitled to any compensation or re-imbursement from this website under any circumstances.

You shall also ensure that the personal information provided by you is accurate and complete, and that any registration details (if applicable) contain your correct name, address and other requisite details.


This website contains material that is owned by or licensed to us. This material, including all information such as text, design, layout, appearance and graphics are protected by copyright. No information on this site may be reproduced without the written permission of the publisher and copyright owner.


This website will not be liable to you, or anyone else, for damages of any kind, including that for direct or consequential loss resulting from damages of any kind due to security failure, disclosure of confidential information by other parties, or transmission of computer viruses, suffered in connection with use of this website. Using of the website is at your own risk, and you assume complete responsibility and risk for loss (if any) resulting from your downloading, use of, or access to data, files, information or other material through the website.

Termination/ restriction of access

The website reserves the right to terminate your access to the site, and to any or all services and the related services or any portion thereof at any time, without notice, at its discretion, in case it believes that you have violated or acted inconsistently regarding Terms of Use, or if found that you are a repeated infringer of intellectual property rights. Further, you agree that the website shall not be liable to you, or any third party for any termination of your access to the service.

Website Availability

We will try out best to make the website available, but cannot guarantee that the website will operate continuously, or without interruptions, or be error-free, and cannot accept any liability for its unavailability. You shall not try to interfere with normal working of our website, and in particular, you shall not try to circumvent security, hack into, tamper with, or disrupt any computer system, server, website or router or other internet connected device.

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